SmartStart Checking
Start fresh with a basic checking account
You deserve a bank that’s willing to give you a fresh start. If you are working to rebuild your banking history, our SmartStart Checking account can help you get where you want to go.
Rebuild your account history
Having a history of troubled accounts doesn’t have to hold you back from accessing a checking account. Get the fresh start you deserve at Wellworth Bank.
Our SmartStart Checking account is designed to help you rebuild your banking history while accessing all the features you need for convenient money management. Free online banking, no minimum balance, and a low monthly fee are all included.
We offer two SmartStart Checking accounts to cater to your unique financial history. After 18 months in good standing with a SmartStart account, you can upgrade to one of our other checking accounts for even more perks and benefits.
Get the basics you need
Access basic account features right away and unlock even more features and benefits over time.
- Open an account with a $25 minimum balance and enjoy no minimum monthly balance requirements.
- Get a discounted monthly fee when you enroll in direct deposit. ($6.95/month with direct deposit; $9.95/month without direct deposit)
- Skip ATM fees by using one of more than 32,000 MoneyPass ATMs throughout the U.S.
- Qualify to upgrade to Rewards Checking, IDSecure Checking, or eVantage Checking after 18 months in good standing.
- Access free mobile banking with mobile check deposit after maintaining a positive balance for six months with no non-sufficient funds fees.
- Get a free instant issue MasterCard debit card when you open your account.
- Earn more savings by opening a new SaveUp savings account when you open your SmartStart Checking account and maintain a minimum $10 checking to savings transfer each statement cycle to qualify for a higher interest rate.
Find the account that works for you
Our account specialists will meet you with compassion and help you identify the SmartStart account that’s right for you.
Choose from SmartStart Basic Checking or SmartStart Checking to get the account features you need to rebuild your account history. We’ll help you determine where to start so that you can get on track to your financial goals and manage your money with ease.