Save Smarter With Wellworth Bank
We’ll help you choose the best savings account for your financial goals, whether you’re saving up for short- or long-term goals.
Discover the Best Savings Account for Your Lifestyle
Regular Savings
- Start your savings journey with no minimum balance.
- Open an account at any age.
- Pay no monthly maintenance fees.
Enjoy all the basics you need to save for your goals at your own pace.
SaveUp Savings
- Unlock a higher interest rate when you link your checking account and schedule a minimum $10 monthly deposit.
- Automate your savings to easily stay on track toward your goals.
Put your monthly savings on autopilot so you can save money without even thinking about it.
Money Market
- Earn more when you save more with tiered interest rates.
- Easily access your money with a dedicated debit card and check writing ability.
- Open an account with a minimum $2,500 deposit.
Get rewarded for your smart savings habits with more competitive interest rates.
High Yield Money Market
- Access our most competitive interest rates with a higher account balance.
- Open an account with a minimum $50,000 deposit.
- Easily access your money with a dedicated debit card and check writing ability.
- $5.00 fee for each transaction over 6 per month
Make your money work harder for you with this high-yield savings account with a tiered interest rate.
IRAs (Traditional, Roth, Educational)
- $500 minimum deposit to open.
- Defer taxes until retirement with a Traditional IRA.
- Grow tax-free for retirement with a Roth IRA.
- Save tax-free for education with an Educational IRA.
Share with us your goals and we’ll guide you to the account that will best help you reach them.
Christmas Club Savings
- Enjoy a great interest rate while saving for the holidays.
- Save up all year to fund a happy holiday.
- Deposit up to $1,000 per month with direct deposit available.
Take the stress out of your holiday and maximize your Christmas joy with this dedicated holiday saving account.
Vacation Club Savings
- Enjoy a great interest rate while saving for your next vacation.
- Save all year and get a check in May with your total account balance.
- Deposit up to $1,000 per month with direct deposit available.
Enjoy a stress-free vacation with a little help from your dedicated vacation savings fund.
Kids Club Savings
- Teach your child how to save money while they earn interest.
- Enjoy a competitive interest rate.
- Available for kids from ages 0-13.
Set your child up for future financial success with their first savings account at your neighborhood bank.
Save your way with flexible savings options tailored to your needs.
Visit any of our Middle Tennessee branches to open an account.
| Accounts | Regular Savings | SaveUp Savings | Money Market | High Yield Savings | Kids Club Savings | Christmas Club Savings | Vacation Club Savings |
|---|---|---|---|---|---|---|---|
| Minimum Deposit to Open | $10 | $10 | $2,500 | $50,000 | $5 | $10 | $10 |
| Monthly Fee | None1 | None1 | $51 | None1 | None1 | $10 early withdrawal fee | $10 early withdrawal fee |
| Earns Interest | Yes | Yes | Yes, tiered interest | Yes, tiered interest | Yes | Yes | Yes |
| Statements | Quarterly | Quarterly | Monthly | Monthly | Quarterly | Annual | Annual |
1 Excess debit fee of $5.00 for each transaction over 6 per month.
Savings Account Features
Along with the great customer service you expect from your hometown bank, every savings account at Wellworth includes:
- Convenient account access from anywhere with online and mobile banking.
- No service charges when you limit monthly withdrawals.
- Competitive interest rates.
- Paperless e-statements for greater security and sustainability.