What Does Wellworth Bank Do With Your Personal Information?

Rev. Date August 2021

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and account balances
  • Payment history and credit history
  • Mortgage rates and payments and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wellworth Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Wellworth Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies  Yes  No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We Do Not Share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We Do Not Share
For our affiliates to market to you No We Do Not Share
For nonaffiliates to market to you No We Do Not Share
Questions? Call toll-free (866)666-2195 or go to www.wellworth.bank
Who We Are
Who is providing this notice? Wellworth Bank means the following institutions: Citizens Bank of Lafayette, Bank of Celina, Smith County Bank, Liberty State Bank, Tranders Bank, American Bank & Trust of the Cumberlands
What We Do
How does Wellworth Bank protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Wellworth Bank collect my information? We collect your personal information, for example, when you
  • Open an account or deposit or apply for a loan
  • Make deposits or withdrawals from your account or give us your contact information
  • Show your government issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
 - Wellworth Bank has no affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
 - Wellworth Bank does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
 - Our joint marketing partner(s) include credit card companies