Perfect Financing for Your Perfect Place
Whether you are purchasing your first home, seeking a bigger home for your growing family, or refinancing your existing home, we’re here to help on your journey.
Find Your Home Loan With Mortgage Lenders Who Care
Conventional Fixed Rate Mortgage
- Fixed interest rate for predictable monthly payments
- Flexible down payments
- Ideal for home purchase or refinancing
The most common path towards home ownership with competitive interest rates and consistent monthly payments.
Adjustable-Rate Mortgage
- Fixed rate for a set period, followed by fluctuating interest rates based on the current market index
- Lower fees and closing costs
- Ideal for short-term home ownership
Potential cost savings for buyers who are looking to sell or refinance within 3-5 years of purchasing a home.
When it comes to your journey toward home ownership, we’re right there with you every step of the way.
Let’s get you into your dream home with the right home loan for your goals.
Why Choose Wellworth?
Buying a home is the biggest purchase you’ll ever make. It deserves the personalized care and attention of a hometown bank that’s invested in your journey.
- Competitive mortgage rates.
- Caring lenders who go above and beyond to help you find the right home loan.
- More than a century of experience in the local market in Middle Tennessee.
- Local lending decisions and loan processing.
Have Questions?
How can I qualify for the best mortgage rates?
Mortgage rates are determined by several factors, but you can improve your chances of locking in a better rate by improving your credit score, saving up for a bigger down payment, and exploring special buyer programs. Sitting down with our lenders will help you understand your options for qualifying for a mortgage and getting a great rate on your home loan.
What documents do I need to apply for a mortgage?
When you’re ready to apply for a home loan, you can streamline the process by getting the right documents ready to bring to the bank. These include multiple forms of ID, proof of income including tax statements and pay stubs, bank statements, employment verification, and proof of assets.
How much home can I afford?
Knowing how much home you can afford is a key step on the path towards home ownership. You’ll need to consider your monthly income, monthly debt, down payment, and location. Our friendly lenders at Wellworth Bank are happy to help you calculate exactly how much home you can afford and pre-qualify for a home loan so you can begin shopping for your dream home.