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Checking

Everyday checking that works harder for you. 

 

You Deserve More Checking Options

You’re worth a checking account that suits your lifestyle and your current financial situation. No matter what stage of life you’re in, we have a personal checking account that can work for you. 

Find the perfect fit for your financial goals.


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Rewards Checking

  • Earn more interest on your account balance.
  • Pay zero monthly maintenance fees.
  • Write unlimited checks and get overdraft protection.
Get more from your checking account with a competitive interest rate to help you maximize your deposits and reach your financial goals faster. 
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IDSecure Checking

  • Identity theft protection built in.
  • Free credit monitoring and identity theft alerts.
  • Up to $10,000 of Accidental Death and Dismemberment Insurance included.
Get greater peace of mind with secure checking and identity theft prevention, with identity theft reimbursement included. 
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Gold Club Checking

  • Get free checks and no fee on cashier’s checks.
  • Enjoy a 25% discount on a safe deposit box at your local branch.
  • Access a fraud specialist if you fall victim to identity theft.
Earn interest and enjoy great benefits exclusively for our customers over 50 years old. 
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E-Vantage Checking

  • Access your account easily from anywhere.
  • Pay no monthly service fee with a minimum balance of $300.
  • Open your account online.
A basic account designed for those who prefer to do most of their banking online.  
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SmartStart Checking

  • Pay a lower monthly fee when you enroll in direct deposit.
  • Enjoy no minimum monthly balance. 
  • Upgrade to one of our other checking accounts after 18 months.
Rebuild your account history and start fresh with this basic checking account. 






Not sure which account is right for you? We’re happy to help! 
Visit any of our Middle Tennessee branches to open an account.

Compare account features to find your perfect fit.

Earning your money is the hard part. Finding the right checking account is easy with Wellworth Bank. 
Compare Checking
Accounts IDSecure Checking Rewards Checking Gold Club Checking E-Vantage Checking SmartStart Checking
Earns Interest? No Yes Yes No No
Monthly Fee $3.951 $3.952 $4.953 $4.954 $6.95/$9.955
Minimum Balance $0 $0 $500 $0 $0
Minimum Deposit to Open $25 $25 $25 $25 $25
Free Checks? No Yes Yes No No
Identity Theft Risk Alerts Yes No No No No
Insurance Coverage6 Yes No No No No
1Monthly fee waived for account holders under 23 years old.
2Monthly fee waived when enrolled in direct deposit and 16 MasterCard debit card transactions post and clear each month. 
3Maintain an account balance of $500 or more to avoid monthly fee. 
4Maintain an account balance of $300 or more to avoid monthly fee.
5Must be enrolled in direct deposit to qualify for lower monthly fee. 
6Up to $10,000 of Accidental Death and Dismemberment Insurance. 

Checking Account Features

No matter which account you choose, you deserve the care and convenience that Wellworth Bank delivers. 
  • Access your account anywhere with free online and mobile banking.
  • Deposit checks on-the-go with mobile check deposit.
  • Free instant issue MasterCard debit card.
  • Fewer ATM fees with access to the MoneyPass ATM Network with more than 32,000 ATM locations nationwide.
  • Access a higher interest rate with your SaveUp Savings account when you maintain a minimum $10 checking to savings transfer.
  • Enjoy exceptional customer care at any Wellworth Bank branch.