A woman wearing a neon vest and construction hat smiling on a construction site.

Commercial Construction Loans

The support you need to grow your business

Local businesses are the backbone of our community, which is why we put great care into helping them thrive. Our Commercial Construction Loans can help you grow your business bigger to serve our community better.

Take your business to new places

Your business is worth the opportunity to grow and expand so that you can better serve your customers. 
 
If your business has outgrown your current facilities or is opening a new location, building your space from the ground up provides the opportunity to customize your commercial building for the unique needs and goals of your business. From office buildings to warehouses to production facilities, we can finance it all.
 
Construction loans offer the flexibility and immediate funding you need to get your project off the ground so that you can take the next step for your business.

A man sits atop a large beam welding the joints.

Build your business

 
Construction loans are designed to help you fund the construction of a new business facility. Once construction is completed, the loan will roll into a permanent real estate loan.
 


A framed house on a construction site.

Plan for the future 

 
Carve out space for your business in Middle Tennessee’s growing communities with a construction loan to purchase land for future development.
 
































Go from planning to progress with a construction loan.









    Commercial Construction Loan FAQs


    Like home construction loans, business construction loans are short-term loans that finance construction costs for building a new business facility. These costs may include purchasing land, building materials, permits, and contractor fees. Once construction is completed, loans are typically rolled into permanent commercial real estate loans and paid off over a longer period.
    With construction financing, funds are released at different phases of the project. You will only be responsible for interest payments on funds drawn to date. Once construction is complete, you will then be responsible for the total loan commitment. This may be paid off in cash or by obtaining a separate, secured business loan with the permanent structure as collateral.
    Yes, construction loans may be used for building renovations as well as newly constructed facilities.