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Business Lines of Credit

Flexible funding to grow your business

Your business may face a wide range of challenges, including seasonal changes, rapid growth, uncertain market conditions, and uneven cash flow. A business line of credit offers the flexible funding you need to keep your business ready for anything.

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Give your business room to grow

Every business may face moments when they need short-term funding to see them through.

Cash flow isn’t always predictable, and there may be factors outside your control that are limiting the funds your business has on hand. But you still need to keep inventory stocked, pay your staff, and manage other operational costs. Business lines of credit are designed to fill in the gaps, offering easily accessible funding anytime you need it.

We’re here to help your business rise to any challenge that comes your way with flexible commercial lending solutions to fit your needs.

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Get funding when you need it

With a business line of credit, you can draw the amount you need exactly when you need it. You’ll only pay interest on the amount you use, not the total value you’re approved for.

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Enjoy great interest rates

Business lines of credit generally have lower interest rates than most credit cards, so you can enjoy manageable monthly payments.

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Credit that works for your business

Your business is worth investing in, which is why we offer convenient financing to support your daily operations.

Secured and unsecured¹ business lines of credit available.
Funds available right as you need them.

Local decision-making and processing for rapid approval and competitive rates.
Customized repayment plans based on the unique needs of your business.

¹Requires personal guarantees

Freedom and flexibility

Business lines of credit can offer breathing room for your business, allowing you to tap into additional funds when your business needs a helping hand.

Unlike a business loan, a business line of credit can be tapped again and again so that you can access funds when you need them. Just like with a credit card, you’ll have a pre-approved borrowing limit, and you can make monthly payments that fit your budget. However, your interest rate with a line of credit will likely be lower than that of any credit card.