Young couple enjoying a roadtrip

Auto Loans

Local financing for your next car

Car dealerships may not always have your best interests at heart, but your local bank does. Shop for your next car with confidence by visiting Wellworth Bank before you head to the dealership.

Auto loans with hometown service

Buying a car is a big decision. Make that commitment with a bank that cares about you.
 
As your neighborhood bank, we can provide fast loan approvals, competitive rates, and better customer service. When you visit us for an auto loan, we can help you feel more confident knowing exactly how much you can comfortably spend and that you’re already approved for financing with us.
 
With dealer financing, you’ll see higher markups and more pressure to purchase add-ons. With financing through Wellworth Bank, you’ll know you’re getting a great interest rate and more negotiating power when you walk into the dealership. 
Mother unpacking car for a picnic with daughters

New car financing

There’s nothing quite like owning a brand-new vehicle. Get competitive auto loan rates for your new car.
 


Young child with dog on family vehicle

Used car loans

Find a great used car that fits your budget and get the financing you need to make it yours. See how much car you can afford today.
 






























Refinance for a lower rate

Already have an auto loan? Refinancing could lower your interest rate or monthly payment.
 
Refinancing your auto loan may make sense if your credit has improved since you took out your initial loan or if your financial situation has changed. We’re here to help you explore your options and get the right loan for your needs.  

Hit the road faster with our easy auto financing.









    Your Auto Loan Questions, Answered


    Car loan interest rates are determined through a variety of factors, including your credit score. If you are getting ready to purchase a vehicle, you might explore ways to improve your credit score, including paying down credit card balances and monitoring your credit report for errors. 
    Seeking financing outside the dealership is also helpful for getting a better loan rate. Local banks are often able to provide more competitive rates. 
    We make it easy to apply for an auto loan online or by visiting one of our local branches. We can provide instant loan approval, so you can shop for a car with confidence. Once you find the car you want, your dealership will draft a purchase agreement that you can bring back to us to complete the loan process. 
    When you finance your vehicle through Wellworth Bank, you can access your loan through our digital banking platform and easily make payments online. You can also set up automated monthly payments to avoid ever missing a payment.